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David, I am just now getting a handle on saving and mutual funds but I am finally saving! I used the latte factor and save between 300.00 and 500.00 personally a month! I have purchased a number of your tapes and books and given them to friends I know are in need of your help. It is a positive uplifting program. Start Late Finish Rich did it for me and I also have the series for couples, although my husband has not bought in on it yet! I picked up the tape series for Smart Women Finish Rich in Barnes and Nobles and have been listening over and over! I have a mutual fund and CD in just a few months and had nothing up to last year in savings! I have also started a SEPP. Thank you so...much ... more

- Barbara Lisiewski
Newport News, VA

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