It’s time to Shop Smart during the holidays.  Watch this short video http://bit.ly/QsblUw where I share my thoughts on the economy, this retail season and how to “not go over budget” when spending for the holidays.

I did this video as a part of the tour I just did for Kmart and Sears on the benefits of Layaway. Check out Kmart layaway here http://kmrt.us/QeTVsT and Sears layaway here http://bit.ly/SYxhZt

Enjoy the video.  Let me know…will you spend more than last year or less?

Live Rich,
David Bach