Oprah’s Debt Diet Step 2: Track Your Spending and Find Extra Money (From oprah.com)

Part 1: Find Your Latte Factor®
Now that you know how much debt you have, you need to find out where your money is going! My Latte Factor® is a simple concept that can help you get out of debt. If you put just$10 a day towards your debt rather than spending it on fancy cups of coffee, cigarettes, bottled water or fast food, in one year you could put $3600 towards your debt!

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