Finish Rich
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Start Late Finish Rich Book
Welcome Letter
About the Book
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Most of us don't really think about how we spend our money. If we do, we focus solely on the big items, while ignoring the small but steady expenses that drain away our cash. We don't think about what it costs us to earn our money, and we don't realize how much wealth we could have if, instead of wasting our income, we invested it.

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Success Stories

Real Advice, Real People, Real Results.

May 17th 2007, I retired at age fifty. Health reasons? Absolutely not. I never had ONE sick day in my entire 35 year career. I am a millionaire. I paid myself first. Know what? I have IRA savings equal to my life earnings. (The Secret? Compounding). I agree with David Bach's pay yourself first concept. Budgets are not the way. Yuck. No fun. My spouse and I just agreed on a split of the expenses, he had his money, I have mine and we live well within our means and enjoy life. I went to the l ... more



- Linda Spears
Ocala, FL

Ocala, FL

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Success Stories

Start Late, Finish Rich

In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life's unexpected challenges.

Free Resources
Free Finish Rich tools to help you achieve your goals.

  • Figure out your Latte Factor™

  • The Five Secret Questions to Finish Rich

  • Get Organized with Our Worksheets

  • Tips on Hiring a Financial Advisor

  • Learn about Investment Basics

  • Find out about College Savings and Planning
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    Advisory Services offered through Edelman Financial Services LLC. Securities offered through Sanders Morris Harris Inc., an affiliated broker/dealer, member FINRA/SIPC

    David Bach is Vice Chairman of Edelman Financial Services LLC, a Registered Investment Advisor. He is an Investment Advisor Representative who offers advisory services through EFS and a Registered Representative of (and offers securities through) Sanders Morris Harris Inc., an affiliated broker/dealer, member FINRA/SIPC