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Automatic MillionaireChapter One
Meeting the Automatic Millionaire

I'll never forget when I met my first Automatic Millionaire. I was in my mid-twenties and was teaching an investment class at a local adult-education program. Jim McIntyre, a middleaged middle manager for a local utility company, was one of my students. He and I hadn't spoken much until one day when he came up after class to ask if he could make an appointment with me to review his and his wife's financial situation. The request surprised me. Though I felt strongly (and still do) that just about everyone can benefit from the advice of a qualified financial planner, Jim didn't strike me as the type who would seek it out.

I told him I'd be happy to set up a meeting, but if he wanted my help, his wife would have to come too, as my group managed money only for couples who worked on their finances together. Jim smiled. "No problem," he said. "Sue's the reason I'm here. She took your Smart Women Finish Rich seminar and told me I should sign up for your course. I've liked what you've had to say, and we both figure it's time to do some financial planning. You see, I'm planning to retire next month." Now I was really surprised. I didn't say anything, but as I looked Jim up and down, I doubted he could be in a position to retire. From the few comments he had made in class, I knew he was in his early fifties and had worked for the same company for thirty years, never earning much more than $40,000 a year, and didn't believe in budgets. I also knew that he considered himself to be "ultraconservative," so I figured he couldn?t have made a fortune in the stock market. My Grandma Rose Bach had taught me never to judge a book by its cover. But something didn't add up. Maybe Jim had just inherited a lot of money. For his sake, I hoped so.

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Success Stories

Real Advice, Real People, Real Results.

Dear David, Thank You. My name is Kim Aswani, I am from India. I saw your show with Oprah a few years ago, That night I could not sleep. I thought to myself, I want to be Rich. So I took the next day off from work, went to my local bookshop and bought your Automatic Millionaire. I packed up some Lunch and rode down to a local park and sat myself down and started to read, I\'m not a fast reader and I also wanted to get to understand everything you said in those few minutes that I saw on TV. I ... more



- Kim Aswani
Dubai, ..

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Start Late, Finish Rich

In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life's unexpected challenges.

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