Finish Rich
Follow David
Smart Couples Finish Rich
Welcome Letter
About the Book
Table of Contents
Chapter Excerpts
About the Author
Buy the Book

Step Two
Determine the True Purpose of Money in Your Life

As a financial advisor, I specialize in doing what we call Purpose-Focused Financial Planning™. What this means is that before I start trying to figure out how much money my clients may need for their futures, I first help them try to get a clear idea of what they see as their purpose in life.

This concept often surprises people. The media and the investment industry have gotten us so focused on what they call "retirement planning" that everyone thinks personal finance is all about determining how much money you need at retirement. In fact, most people assume that when they meet with a financial advisor or planner the conversation should focus on specific investments, net worth calculations, tax rates, and how many years they will have to work before they can retire. While all these things are important, they are not what is most important. What I believe is most important is first having a conversation about what it is that matters most to you. What is it that you stand for and what it is that you care most deeply about? In other words, what are your values?

Click here for the full chapter. (PDF file)

Buy the Book

Success Stories

Real Advice, Real People, Real Results.

My success story is yet to come. But I feel like it is already here. My husband and I are 55 and 54 years old with no debt except for school, and that one is rather large. We own no credit cards. However, we have never managed to save a dime. My daughter just bought me "Start Late Finish Rich" and it has given me renewed hope and excitement for our future. We basically have 20 years to do this. I don't really care to be a millionaire, but when I sat down and figured out what we could actually ... more



- Carol Black
Indianapolis, IN

Indianapolis, IN

Browse through hundreds of  success stories or even  add your own!

Success Stories

Start Late, Finish Rich

In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life's unexpected challenges.

Free Resources
Free Finish Rich tools to help you achieve your goals.

  • Figure out your Latte Factor™

  • The Five Secret Questions to Finish Rich

  • Get Organized with Our Worksheets

  • Tips on Hiring a Financial Advisor

  • Learn about Investment Basics

  • Find out about College Savings and Planning
  •  

    The views expressed herein are solely those of David Bach and FinishRich Media, LLC., and do not necessarily reflect the views of The Edelman Financial Group or any of its affiliates. Neither theinformation herein nor any opinion expressed herein constitutes or is intended to constitute investment advice or an offer to sell or solicit any person to purchase any security. FinishRich is a trademarked brand used by David Bach and FinishRich Media LLC. and none of David Bach, FinishRich Media LLC. [or The Edelman Financial Group or any of their affiliates] guarantee any financial results or a positive outcome to your personal situation.