Finish Rich
Follow David
Smart Couples Finish Rich
Welcome Letter
About the Book
Table of Contents
Chapter Excerpts
About the Author
Buy the Book

Step Two
Determine the True Purpose of Money in Your Life

As a financial advisor, I specialize in doing what we call Purpose-Focused Financial Planning™. What this means is that before I start trying to figure out how much money my clients may need for their futures, I first help them try to get a clear idea of what they see as their purpose in life.

This concept often surprises people. The media and the investment industry have gotten us so focused on what they call "retirement planning" that everyone thinks personal finance is all about determining how much money you need at retirement. In fact, most people assume that when they meet with a financial advisor or planner the conversation should focus on specific investments, net worth calculations, tax rates, and how many years they will have to work before they can retire. While all these things are important, they are not what is most important. What I believe is most important is first having a conversation about what it is that matters most to you. What is it that you stand for and what it is that you care most deeply about? In other words, what are your values?

Click here for the full chapter. (PDF file)

Buy the Book

Success Stories

Real Advice, Real People, Real Results.

David, I am so excited to tell you our story. I'm 28 and my husband is 31. In April of 2005 my husband graduated from Law School. At the time we had 5 children, and our 6th was born in September of 2005. After taking the Bar and waiting for results, my husband started his job as a lawyer for the Air Force in January of 2006. We had a little over $100,000 in loans! Luckily we didn't have any credit card debt, and all of our loans have very low interest rates. (the smallest is 4.76%, then ... more



- Nanette Sparks
Brown Mills, NJ

Browns Mills, NJ

Browse through hundreds of  success stories or even  add your own!

Success Stories

Start Late, Finish Rich

In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life's unexpected challenges.

Free Resources
Free Finish Rich tools to help you achieve your goals.

  • Figure out your Latte Factor™

  • The Five Secret Questions to Finish Rich

  • Get Organized with Our Worksheets

  • Tips on Hiring a Financial Advisor

  • Learn about Investment Basics

  • Find out about College Savings and Planning
  •  

    .