The Debt-Free Solution
Get Out of Debt--and Stay Out of Debt
One of the most important keys to living smart and finishing rich is leading what I call a "Debt-Free Lifestyle". These days, however, doing this can be a real challenge. According to a recent USA Today article, by the time the average college student gets out of school, he or she has three credit cards and is close to $3,000 in debt. For adults, the figures are worse . . . much worse. All told, American families currently owe a total of roughly half a trillion dollars in credit-card debt. That works out to nearly $8,400 per household. It's truly a war out there--and the credit-card companies are winning.
In this chapter, you're going to learn a series of concrete steps that will enable you to regain control of your finances. Specifically, I am going to share with you a 13-point action plan designed to get you out of credit-card debt. I am also going to show you how to protect your credit record. And, finally, I'll provide you with letters to send to the credit-card companies and agencies that track your credit records in the event you find errors.
Click here for the full chapter.
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