Finish Rich
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Start Late Finish Rich Book
Welcome Letter
About the Book
Table of Contents
Chapter Excerpts
About the Author
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Chapter One
So You Started Late--Give Yourself a Break Already!

Chapter Two
It's About Your Money, It?s About Your Freedom


Chapter Three
Find Your Double Latte Factor

Chapter Four
How to Transform Your Debt into Wealth

Chapter Five
Manipulate the Credit Card Companies--Legally

Chapter Six
DOLP Your Debt Out of Existence

Chapter Seven
Beware of the "Nonprofit" Promise of Debt Counselors


Chapter Eight
Pay Yourself First--Faster!

Chapter Nine
Toss Out the Budget and Make it Automatic

Chapter Ten
Your Life Should Be Interesting--Your Investments Should Be Boring

Chapter Eleven
Why Renters Stay Poor and Homeowners Get Rich

Chapter Twelve
How to Buy a Home, Pay It Off Early--and Save $71,000


Chapter Thirteen
Who Says You Can't Make More?

Chapter Fourteen
A Four-Week Action Plan to Get a Raise

Chapter Fifteen
Becoming Your Own Boss--Without Quitting Your Day Job

Chapter Sixteen
Make More--on eBay

Chapter Seventeen
Make More--in Direct Selling

Chapter Eighteen
Make More--in Franchising

Chapter Nineteen
Get Rich in Real Estate--on the Weekend

Chapter Twenty
Get Rich in Real Estate: The Advance Course


Chapter Twenty-One
It's Never Too Late to Give More

Chapter Twenty-Two
Start Late, LIVE RICH!


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Success Stories

Real Advice, Real People, Real Results.

Mr. Bach, As a college student, a daily coffee fix seemed like something that was just part of the routine. My friends and I would go to Starbucks or the local coffee joints on an almost daily basis, and I confess that I would spend around four dollars each time for my favorite iced coffee concoction. However, after using the Latte Factor calculator, I realized just how much I was spending! After finishing my undergraduate studies, I plan to attend medical school, which is by no means an inexp ... more

- Alicia Fuhrman
Waco, TX

Waco, TX

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Free Resources
Free Finish Rich tools to help you achieve your goals.

  • Figure out your Latte Factor™

  • The Five Secret Questions to Finish Rich

  • Get Organized with Our Worksheets

  • Tips on Hiring a Financial Advisor

  • Learn about Investment Basics

  • Find out about College Savings and Planning

    Advisory Services offered through Edelman Financial Services LLC. Securities offered through Sanders Morris Harris Inc., an affiliated broker/dealer, member FINRA/SIPC

    David Bach is Vice Chairman of Edelman Financial Services LLC, a Registered Investment Advisor. He is an Investment Advisor Representative who offers advisory services through EFS and a Registered Representative of (and offers securities through) Sanders Morris Harris Inc., an affiliated broker/dealer, member FINRA/SIPC