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Step One
Learn the Facts-and Myths-About Your Money
Wendy sat in my office, perched on the edge of her chair, alert, inquisitive, and a little bit embarrassed. An experienced and highly successful real estate agent, she had come to me for a financial consultation-and the facts of her situation
were hardly reassuring. Although she earned well over $250,000 a year and was able to put two kids through private school at an annual cost of $15,000 each, her personal finances were a mess. A self-employed single parent, she
had less than $25,000 saved for retirement, no life or disability insurance, and never bothered to write a will.
In short, this intelligent, ambitious businesswoman was completely unprotected from the unexpected and utterly unprepared for the future. When I asked Wendy why she had never done any financial planning, she shrugged and offered a response I'd heard countless times before: "I've always been too busy working to focus on what to do with the money I make."
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Buy the Book
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Mr. Bach,
This is a copy of the e-mail I sent Oprah Winfrey. I send my thanks to you as well for making it possible for us to achieve this dream:
Today my husband and I took the biggest leap toward making our own 'Wildest Dream' come true, and we have you to thank for it!
Last May I caught the last 15 minutes of your program featuring David Bach. I don’t think it was just a coincidence that I happened to turn on your show that day. As I watched Mr. Bach the light turned on. I caught the v ... 
In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life's unexpected challenges.
