Hi David. I am a single lady and also an immigrant from Africa. I came to the USA by myself when I was 18 years old to make a better life for myself. For years I've been struggling to save money but it has been difficult with paying my rent, auto insuarance etc. Nobody tells you about the bills you will find when you come to America. Anyway, I came across your book "Smart Women Finish Rich" on Amazon.com 2 years ago and decided to puchase it. After reading it I was very inspired to start saving for retirement. The company I work for does not offer a retirement plan so I went ahead and opened an individual IRA account at one of the brokerage firms listed in your book. I'm having the money taken out from my checking account. Every month I have contributed the maximum amount allowed for the last two years, and I recently received my quarterly statement. It made me feel so wonderful that I have something put away for retirement. The American dream does not seem so impossible anymore. Though I do not have any current savings for a rainy day I'm excited that my future is being taken care of. last week I read "The Automatic Millionaire" and I opened a money market account. Thank you so much David. I don't feel so hopeless anymore! God bless you
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