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Read how people like you are applying the tools and ideas of the FinishRich books, seminars and coaching programs to change their lives. Share YOUR success story with us by clicking here.
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December 17 2007
My success story is yet to come. But I feel like it is already here. My husband and I are 55 and 54 years old with no debt except for school, and that one is rather large. We own no credit cards. However, we have never managed to save a dime.

My daughter just bought me "Start Late Finish Rich" and it has given me renewed hope and excitement for our future.

We basically have 20 years to do this. I don't really care to be a millionaire, but when I sat down and figured out what we could actually HAVE in 20 years using the guidelines in that book, I was so excited.

Other than my husband and I eating out, we really don't have much of a Latte factor. There are no utilities we can cut, no magazine subscriptions, no health club memberships, nothing like that. But when I figured our "eating out" costs for ONE MONTH it ran up past $650.00! I was shocked. No wonder I never had enough for groceries.

I had recently decided to just pack a 5 dollar bill into savings every time either one of us got a paycheck.

Due to our age, we have decided to make that a "double latte" and we are now planning to automatically put into savings a total of $400.00 per month. Through very simple investment, we should have at least $300,000. in the bank in 20 years. I thought time had run out for having anything saved for our children to inherit.

I am soon to inherit enough money myself to give us a down payment on a house.

I really believe we can do this and look forward to writing you in a year to tell you our true success story. I feel like it has already happened.

- Carol Black
Indianapolis, IN