I finished your book in 2 days thatís a record for me. David I would like to thank you. Thank you for writing a book that makes sense and is easy to read. I have read other books but none have gotten me so motivated as yours did. Yesterday I closed all but two of my credit cards and will have the last one paid off next month. I also made a plan to pay off my student load early and start saving for a house. I will start an IRA next week and I ordered The Automatic Millionaire Workbook and Smart Couples Finish Rich from Amazon.com.