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08.17.07 Replacement Cost Coverage
MP3 Audio: 08.17.07 Replacement Cost Coverage (0.93mb) Download
By: David Bach visit website
Genre: personal finance/
Tags: investing, millionaire, personal finance, real estate
David Bach's Finish Rich Minute is brought to you by Wells Fargo Home Mortgage, a division of Wells Fargo Bank N.A., Equal Housing Lender and founding sponsor of The Great American Homeowner Challenge TM.
Hi, this is David Bach. Homeowners, it's important to know the difference between actual cash value coverage and replacement cost coverage when it comes to your homeowners insurance. With actual cash value coverage, you're only covered for what it will cost you for repairs or replacement- LESS any depreciation costs. Replacement cost coverage insures the FULL cost to replace or rebuild, regardless of depreciation. The difference can amount to thousands of dollars. So check your policy to see what type of coverage you have on your home and its contents. Then call your insurance agent to make any necessary changes. I'm David Bach. For more information on smart homeownership, read my #1 bestseller, The Automatic Millionaire Homeowner and visit davidbach.com.
Visit davidbach.com for mortgage information and to find a branch near you.
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