Finish Rich
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Apply the Latte Factor™

bullet  How rich can you get if you save a few dollars a day? Visit the Time Value Calculator.

Credit Cards

bullet How's your credit?
bullet Calculate the real cost of your debt.
bullet What will it take to pay off your credit card?
bullet The true cost of paying the minimum.
bullet Loan Calculator.

Mortgages

bullet Rent or buy your next home; which is right for you?
bullet Tools to help you decide if you should refinance your home
bullet Home value estimator
bullet Mortgage Calculator.
bullet How much house can you afford?
bullet Should you refinance your mortgage?
bullet Get a biweekly mortgage payment plan.
bullet 15 year or 30 year mortgage; which is right for you?
bullet Fixed or adjustable rate mortgage; which is right for you?
bullet Mortgage points adviser; which rates/points combination is right for you?

Additional calculators that are useful include:

bullet Choose To Save Calculators
Choose to Save provides a variety of calculators from various sources conveniently organized into multiple categories.
bullet CNN Money's Investing, Mortgage & Retirement Calculators
A list of helpful calculators
bullet Charter One
An extensive list of calculators
bullet Kiplinger Insurance Calculator
A great way to calculate your insurance rate
bullet Leadfusion
They've got it all! The calculators are categorized by Homes, Autos, Credit Cards, Investing, Planning, Banking, and Insurance.
bullet Kiplinger
Their calculators are divided into Investing, Managing and Spending categories and cover everything!
bullet Wells Fargo Home Mortgage
Free calculators to help you understand the benefits of home ownership vs. renting.

Success Stories

Real Advice, Real People, Real Results.

Hello I live in Guayaquil Ecuador, and I really learned to save money and to think about my future. I started taking care of my latte factor and I closed my credit cards. Now I have a fund that takes 20 percent from my salary and I\'m so happy because I\'m out of debt. In my country they don\'t have the 401(k) or the way of paying mortgages twice a month so I\'m a little concerned, but at least I know how to save and not to spend on meaningless things. Thank you.. regards Reina ... more



- Reina Cedeņo
Guayaquil, ..

Browse through hundreds of  success stories or even  add your own!

Success Stories

Start Late, Finish Rich

In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life's unexpected challenges.

 

Free Resources
Free Finish Rich tools to help you achieve your goals.

  • FREE Homeownership Guides

  • Figure out your Latte Factor™

  • The Five Secret Questions to Finish Rich

  • Get Organized with Our Worksheets

  • Tips on Hiring a Financial Advisor

  • Learn about Investment Basics

  • Find out about College Savings and Planning
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