Finish Rich
Follow David
Credit Card Debt

Credit and Bankruptcy Information
Here are some sites that can help educate you and your family about using credit wisely, building your credit, as well as helping you get out of credit card debt.

Motley Fool's Guide to Credit Cards
Useful articles and calculators to help you deal with credit cards and credit card debt
A great site that provides sound financial education with services to help people manage and get out of debt.

Credit in a Nutshell
This site provides information about how to build, manage, and repair your credit.

American Consumer Credit Counseling
A nonprofit organization devoted to helping people who are having money troubles or considering bankruptcy.

Fair Isaac
The company who introduced credit scoring. Their consumer education section has great information about credit scoring, interpreting your score and more.

Best Rates on Credit Cards

Credit Report Information

You can obtain a copy of your credit report from any of the following reporting agencies:

PO Box 10573
Atlanta, GA 30348
800-685-1111, 770-612-3200
800-548-4548 (for residents of Georgia, Vermont, and Massachusetts)
800-233-7654 (residents of Maryland)

PO Box 949
Allen, TX 75013-0949

Trans Union Corporation - Consumer Disclosure Center
PO Box 390
Springfield, PA 19064-0390
800-916-8800, 800-682-7654, 714-680-7292
800-888-4213 (if you have been denied credit)

Credit Card Comparisons

Credit Card Rates
This tool allows you to compare rates on many financial products, including credit cards.

Back to the Free Resources Main Page

Success Stories

Real Advice, Real People, Real Results.

I must honestly say that I enjoyed your book tremendously. I started reading it right after I bought it and couldn't put it down. Great advice. I took immediate steps and am now on my way to becoming an automatic millionaire. ... more

- Sonia Harvey
Jersey City, NJ

Browse through hundreds of  success stories or even  add your own!

Success Stories

Start Late, Finish Rich

In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life's unexpected challenges.


Free Resources
Free Finish Rich tools to help you achieve your goals.

  • Figure out your Latte Factor™

  • The Five Secret Questions to Finish Rich

  • Get Organized with Our Worksheets

  • Tips on Hiring a Financial Advisor

  • Learn about Investment Basics

  • Find out about College Savings and Planning