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Credit Card Debt

Credit and Bankruptcy Information
Here are some sites that can help educate you and your family about using credit wisely, building your credit, as well as helping you get out of credit card debt.

Motley Fool's Guide to Credit Cards
www.fool.com/ccc/ccc.htm
Useful articles and calculators to help you deal with credit cards and credit card debt

Myvesta.org
www.myvesta.org
A great site that provides sound financial education with services to help people manage and get out of debt.

Credit in a Nutshell
www.creditinanutshell.com
This site provides information about how to build, manage, and repair your credit.

American Consumer Credit Counseling
www.consumercredit.com
A nonprofit organization devoted to helping people who are having money troubles or considering bankruptcy.

Fair Isaac
www.fairisaac.com
The company who introduced credit scoring. Their consumer education section has great information about credit scoring, interpreting your score and more.

Best Rates on Credit Cards
www.bankrate.com/smm/

Credit Report Information

You can obtain a copy of your credit report from any of the following reporting agencies:

Equifax
PO Box 10573
Atlanta, GA 30348
800-685-1111, 770-612-3200
800-548-4548 (for residents of Georgia, Vermont, and Massachusetts)
800-233-7654 (residents of Maryland)
www.equifax.com

Experian
PO Box 949
Allen, TX 75013-0949
888-397-3742
www.experian.com

Trans Union Corporation - Consumer Disclosure Center
PO Box 390
Springfield, PA 19064-0390
800-916-8800, 800-682-7654, 714-680-7292
800-888-4213 (if you have been denied credit)
www.transunion.com



Credit Card Comparisons

Credit Card Rates
www.bankrate.com
This tool allows you to compare rates on many financial products, including credit cards.



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Success Stories

Real Advice, Real People, Real Results.

David, Here is my real life story - In 1985 I was hired by a large automotive firm fresh out of college. The HR person doing the hiring gave me 401K paperwork to fill out. I told him that I wasn't making enough money to save for retirement - I was just out of college! The man looked me in the eye and told me that if I didn't sign up with 6% of my income right then and there, he wasn't going to hire me! So, I signed up, and when I left that company 4 years later, I had a small nest egg of ab ... more



- Maureen Niemiec
Shelby Township, MI

Shelby Township, MI

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Start Late, Finish Rich

In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life's unexpected challenges.

 

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    The views expressed herein are solely those of David Bach and FinishRich Media, LLC., and do not necessarily reflect the views of The Edelman Financial Group or any of its affiliates. Neither theinformation herein nor any opinion expressed herein constitutes or is intended to constitute investment advice or an offer to sell or solicit any person to purchase any security. FinishRich is a trademarked brand used by David Bach and FinishRich Media LLC. and none of David Bach, FinishRich Media LLC. [or The Edelman Financial Group or any of their affiliates] guarantee any financial results or a positive outcome to your personal situation.